Read the article “Be Healthy and Get Rewarded–Incentives Driving Engagement in Health and Wellness (Links to an external site.)Links to an external site..” Taking into consideration some of the significant changes to health insurance policies, please review the article and address the following two questions. Explain your answers in at least 200 words.  As described in the article, what options do patients with preexisting health conditions have in regards to wellness initiative compliance? Are the new health plans truly helping consumers to live a better and healthier lifestyle or are they actually hindering consumers ability to freely pursue getting proper treatment, if needed, due to the fear of high deductible costs?