Financial decision making

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Answer every question with minimum of 300 words. Please provide references after each answer. 
1, Discuss why purchasing for technology is different from other types of purchasing and why it is important to have defined policies around the purchase of technology. 3
2, Purchasing for technology is not as simple as buying computer hardware and software. Name at least three different types of technology purchases, explain why these are needed, and describe how these purchasing decisions impact the organization. 3b
3, Many times, user training needs and costs are not fully accounted for in a new system implementation. Discuss what training costs should be considered and what the implications are if these costs are not included in a cost proposal. 4
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